For years, financial advisors have drilled the so-called "safe withdrawal rate" into the heads of retirement planners. The rule of thumb? Live on 4% of your nest egg per year, and your money should ...

Dave Ramsey's 8% retirement withdrawal rule sounds like a dare: spend twice what the classic 4% rule allows and trust the ...

Quick Read The 4% rule assumes a 30-year retirement horizon with a balanced stock-bond portfolio. Ramsey’s 8% rule requires a ...

Dave Ramsey has never been shy about offering up radical advice. Looking to buy a home? Ramsey might tell you to pay for one in cash and avoid getting a mortgage. And don’t even get Ramsey started ...

Do you have a specific age when you want to retire, like 60 or 70 or somewhere in between? If you are targeting a certain retirement age, you may be focused on the wrong thing — at least if you listen ...

If you're building a retirement plan, embracing Dave Ramsey's guidance could potentially mean the difference between financial security and uncertainty in your golden years. Too many people may assume ...

The “right” safe starting withdrawal rate is a moving target, depending on equity valuations, bond yields, prospects for inflation, and a retiree’s own life expectancy and asset allocation, among ...

Bill Bengen, a financial planner, forged an industry standard in 1994 for thinking about 'safe' withdrawal rates for investment portfolios during retirement. Although no one can reliably predict the ...