If you've gone through a bankruptcy or foreclosure, you can still get another mortgage, but it will take time and effort.

Last November, Fannie Mae announced it was no longer going to use credit report scores in underwriting decisions. Freddie Mac made the same decision long before Fannie did. The two organizations are ...

Alternative Credit Attributes advance TransUnion’s legacy of innovation with more comprehensive data for smarter mortgage decisions ...

Allowing lenders to base mortgage decisions on single- or double-pull credit reporting would result in more risk to banks, and higher costs for borrowers, writes Dan Smith. Imagine applying for a ...

Most mortgage lenders require a FICO ® Score of at least 620 for a conventional mortgage. If you don't hit that threshold, ...