Savers taking advantage of pension freedoms to cash out before retirement have suffered £2bn in lost returns, spurring calls for better financial education, according to analysis by LCP. LCP cited ...

The UK pension system lags many of its European peers in a report out this week, which recommends restoring the requirement to take savings as an income stream. The freedom and choice policy, brought ...

Pension freedom and choice came in with a bang in April 2015 as providers, regulators and advisers braced for a sea-change in investor behaviour. That sea-change did not come, although many advisers ...

Around 90 per cent of defined contribution (DC) pots withdrawn since the introduction of pension freedoms were worth less than £30,000, research from the Pensions Policy Institute (PPI) has revealed.

Ed Monk is associate director at Fidelity International. Markets have been kind to the first cohort retiring under pension freedoms introduced a decade ago. Retirees who followed the '4 per cent rule' ...

A decade ago, pension savers were granted a new right: to take cash out of their pension pots however they pleased from age 55. Dubbed “pension freedoms”, the new rules came into effect on 6 April, ...

A £100,000 pension pot could last anything from a lifetime to just 13 years, depending on how much income you take and your level of investment returns, according to analysis by Standard Life. The ...

More than half a million pensioners have been stung by hefty tax charges when accessing their retirement savings, with some facing overpayments running into the thousands. HM Revenue and Customs data ...