Actual cash value means that you will not get a check from the insurance company for enough money to replace your damaged, lost, or stolen item with a brand new version. ACV home insurance policies ...

Home insurance policies protect you from loss if your home is damaged or destroyed. These policies cover the structure as well as your belongings. But what if you believe your home and belongings are ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...