You can make a Roth IRA conversion at any time, as long as you have money in a qualifying pre-tax account. But the real ...

At first, the increases tend to be modest. At age 73, the typical RMD is 3.77% of the account balance at the end of the prior year. By age 80 the percentage is still under 5%. However, the percentage ...

Any money you move from a traditional IRA to a Roth IRA is treated as ordinary income. That's why you should make these ...

You can convert an IRA to a Roth no matter how old you are. But if the conversion boosts your income, it could have tax ...

In retirement, it's not too late to convert your money into a Roth IRA. The IRS will let you convert qualified funds at any ...

One common swap that people make is converting their traditional IRA to a Roth IRA. With this move, retirees can skip paying ...

When you leave a job, it is usually a smart move to take your 401(k) with you. That does not mean cashing it out, since doing that could trigger taxes and early withdrawal penalties. Instead, it means ...

Roth conversions increase current-year taxable income, but they allow clients to keep more of their money long-term. If they don’t convert, clients (or their heirs) will have to pay taxes on the IRA ...

Many investors within five years or so of retirement have the bulk of their savings in traditional tax-deferred 401(k)s and individual retirement accounts, instead of the after-tax Roth versions of ...

When saving for retirement, the first decision is how much. But the next decision is where: Do you contribute to a traditional retirement account or a Roth? By far, the majority of retirement assets ...

As 2025 nears its end, it's a good time to evaluate which money moves we should make before the taxable year comes to a close. Clients often ask whether they should convert funds in tax-deferred ...