In January, new Roth catch-up rules will prevent workers over 50 who earned more than $150,000 the prior year from making pre ...

If you started 2025 with a plan for how much you thought you’d convert to a Roth IRA by the end of the year, the chances are ...

Required minimum distributions, or RMDs, are a problem for some retirees. If that's your situation, a Roth conversion may be able to help. The advantage to switching your money from a pre-tax ...

Roth 401(k) access is expanding, and changes that go into effect in 2027 will require some high earners to make Roth catch-up contributions.

I’m 72 years old and have my IRA in stock. I start required minimum distributions next year so I want to convert to a Roth ...

With retirement planning and taxes, there are often two ways to look at a question: First, can you do something, and then, ...

Clustering your charitable gifts into a single year can help you exceed the itemization threshold and significantly increase your deduction. This is particularly effective in 2025, since stricter ...

Any money you move from a traditional IRA to a Roth IRA is treated as ordinary income. That's why you should make these ...

Roth conversions increase current-year taxable income, but they allow clients to keep more of their money long-term. If they don’t convert, clients (or their heirs) will have to pay taxes on the IRA ...

You can make a Roth IRA conversion at any time, as long as you have money in a qualifying pre-tax account. But the real ...

My good friend Bob from Munster had a question I thought merited visiting in the column. Bob’s question involved a topic we are dealing with more and more often in the practice and a tool we are using ...

When saving for retirement, the first decision is how much. But the next decision is where: Do you contribute to a traditional retirement account or a Roth? By far, the majority of retirement assets ...