Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

You might be putting up a tree or decorating your home now, but you'll be filing your 2025 taxes before you know it.

Fed rate cuts have helped substantially reduce HELOC costs. Here's what a $50,000 HELOC can cost monthly right now.

As of the third quarter, Americans owe $1.23 trillion in credit card debt, an all-time high, the New York Fed says.

Discover eight actionable strategies to eliminate retirement anxiety and secure your financial future. Learn how to build a ...

Also known as the Truth in Lending Act (TILA), Regulation Z was created to protect people from predatory lending practices. It requires lenders to disclose borrowing costs, interest rates and fees ...

The Federal Reserve cut short-term interest rates for a third time in 2025. What's next for borrowers and consumers?

“Home additions and outbuildings are increasing across the country, but rising building costs have made financing more ...

To help people make sense of this moment, Bankrate spoke with five personal finance experts about how they’ve been ...

Find out how affordable your home equity borrowing options are now.

Seminar ‘How to avoid frauds’ is canceled. Tickets are non-refundable.” Collectively, we don’t want mortgage fraud, right? It ...