There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

After an online shopping spree, most consumers expect only one thing when a package arrives: the item they ordered. A separate customs bill, tacked on days or even weeks after the initial purchase, ...

From design choices like what color you should paint your bathroom walls to features that can increase a seller’s home value, ...

Lock your credit and wipe exposed data from the web. Follow simple steps to freeze credit and remove personal info for ...

AI in finance is now existential. The institutions that move decisively now can build durable advantages in cost, growth and ...

Investing time in financial education has long-term benefits. The National Financial Educators Council reports that people ...

“If you’ve got a low score but you have strong income and a good loan-to-value ratio, you can get refinanced,” Goodall said. Most lenders cap loan amounts at 125% of a car’s value. If your car is ...

If you've missed your credit card payment deadline by a day or two, don't panic. A lapse of just a couple of days won't affect your credit score. You might even be able to get your credit card ...

For consumers who are heavy on savings and light on credit history, a new partnership in the world of credit scores could help them lock down a loan. FICO, the company basically synonymous with the ...

Good credit is the gateway to financial power — from lower mortgage rates and cheaper car insurance to premium rewards credit cards and nicer apartments. But many Americans are mystified by their ...