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I'm 65 with $950k in an IRA. Is it worth it to convert $150k per year to a Roth IRA to avoid RMDs and retirement taxes?

A Roth IRA conversion is available any time you have money in a qualifying pre-tax account. People choose to make a ...

Living to 100 is becoming more common—here's what you should do to prepare for retirement

Fact checked by Suzanne Kvilhaug Key Takeaways People planning to live until age 100 will want to bolster their finances as much as possible.Delaying Social Security until age 70 and working a few ...

There are a few weeks left to supersize your Roth conversion without raising your tax bill

New in 2025 is an extra $6,000 per individual, in addition to the standard deduction, for those over age 65 who meet the income limits. For a couple, this can create up to $12,000 more "room" for Roth ...

My RMD starts next year. Should I convert my whole IRA to a Roth?

I’m 72 years old and have my IRA in stock. I start required minimum distributions next year so I want to convert to a Roth ...
Opinion

Finish Strong 2025, Because Money Doesn't Plan Itself

Clustering your charitable gifts into a single year can help you exceed the itemization threshold and significantly increase your deduction. This is particularly effective in 2025, since stricter ...

3 Reasons to Make Roth IRA Conversions Early in Retirement

Any money you move from a traditional IRA to a Roth IRA is treated as ordinary income. That's why you should make these ...